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What does the sum of Personal Insurance Coverage in my car insurance policy means?

Different insurance plan covers different personal insurance amount. In most cases, the plan covers the driver with a higher amount while a lower amount for the passengers.

Apart from their pages of policy wordings printed in fine wordings which made it harder to read and/or understand, it is common that some online insurers offer lower premium by reducing their coverage offered (including personal insurance coverage).

Before you jumped into a plan that offers a much lower premium than most of the other insurers, we strongly recommend you to go through their policy wordings in a detailed manner.